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Methods of Holding Title

It is very important that two or more individuals buying a property together review the possible forms of ownership, known as vesting of title.

The method of holding title will determine who may sign various documents and future rights of the individuals in the transaction. These rights involve such matters as real property taxes, income taxes, inheritance and gift taxes, transferability of title and exposure to creditors’ claims. The form of ownership also has significant probate implications in the event of death.

The table below is provided for informational purposes only. Specific questions for actual real property transactions should be directed to your attorney, CPA or both.

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Common Forms of Ownership